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ovoCpay
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ovoCpay
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ovoC Wallet · Kivun fee guide
See what a transfer or swap costs before you enter the app. Every number below names the mode it belongs to.
Read the costs first. No login is required on this page.
At a glance
The cards summarize the product modes. The fee map below explains what each label means in practice.
The fee map
Demo behavior is useful for learning the product. It is not evidence that a live provider has been called.
01 · Move money
Deposits and transfers are simulated. No bank or Paystack request is made.
Live Paystack funding remains off until the rail, credentials, callbacks, and provider events are verified.
Current sandbox fee
No fee in sandbox
Live funding
Unavailable
02 · Exchange value
Without a Quidax key, the app uses a deterministic placeholder rate and persists a confirmed demo swap.
With Quidax configured, the quote uses a live or recently cached provider rate and a live swap is submitted for processing.
Source-currency fee
45 bps
Destination-currency spread
35 bps
Reviewed 20 September 2026. Reviewed against the current wallet and swap behavior. Live provider access still depends on verified Paystack and Quidax configuration.
No hidden fee engine on this page.
This page reflects the current product behavior. Provider availability and live settlement are disclosed separately below.